Nature vs Nurture Essay -- Biology Science Essays

Nature vs Nurture The issues pitting nature against nurture are exceptionally significant for the gamut of discoveries that attribute an increasing proportion of traits and behaviours to one's genetic makeup. The resulting variety of physical shortcomings and limitations in each person has, for centuries, been countered by endeavours to improve or interfere where necessary, and every individual is consequently the product of a delicate middle path of balance between the two. The importance of nurturing is nearly boundless, and there is no better evidence than the oft-cited case of identical twins who, despite identical nuclear genomes and mitochondrial DNA, will duly differ in physique and behaviour if raised (i.e., nurtured) in dissimilar environments. On the other hand, the role of nurturing in the development of abilities and aptitudes as basic as walking and reading is no less estimable. Hence nature, as represented by the genome, "codes for potential", as concluded by the National Centre for Genome Resources (NCGR) in its on-line publication Genetic Odyssey. While ... Nature vs Nurture Essay -- Biology Science Essays Nature vs Nurture The issues pitting nature against nurture are exceptionally significant for the gamut of discoveries that attribute an increasing proportion of traits and behaviours to one's genetic makeup. The resulting variety of physical shortcomings and limitations in each person has, for centuries, been countered by endeavours to improve or interfere where necessary, and every individual is consequently the product of a delicate middle path of balance between the two. The importance of nurturing is nearly boundless, and there is no better evidence than the oft-cited case of identical twins who, despite identical nuclear genomes and mitochondrial DNA, will duly differ in physique and behaviour if raised (i.e., nurtured) in dissimilar environments. On the other hand, the role of nurturing in the development of abilities and aptitudes as basic as walking and reading is no less estimable. Hence nature, as represented by the genome, "codes for potential", as concluded by the National Centre for Genome Resources (NCGR) in its on-line publication Genetic Odyssey. While ...

Effects of a Strong or Weak Philippine Peso Currency Essay

Two conflicting stories came out of a national paper this week. One announced that exporters are badly hurt by the appreciating peso while the other states that the Bangko Sentral ng Pilipinas (BSP) claims that the surging currency is beneficial to the Philippine economy. Those stories seem to tell the Filipinos that we cannot have our cake and eat it too. Whenever there is a good effect, there is a corresponding draw back. Let us take the first statement. There are two types of exporters. One is who imports raw materials, processes it and exports the finished product. The other is one who buys or produces the raw material locally, processes it and exports the result. In the first case, we export only labor. In the second, we export labor and raw material converted by labor into finished product. When the peso is weak, more pesos are spent to buy raw materials. The product is sold to earn a strong dollar. Then labor is paid in weak peso. When the peso is strong, there will be less pesos spent acquiring raw material. Then the finished product is sold earning weak dollars. There will be more dollars needed to pay labor in strong pesos. What exporters are afraid of is our finished product will be less competitive in the world market if a strong peso raises production costs. Labor costs will rise because there will be more dollars to be converted to pesos to be spent for labor. What will be affected are the export processing zones. Finished products will be less competitive in the world market. Profits will dive and factories may close. On the other hand, the quality of the peso in the world market is raised. We will need less pesos to service our external debt in dollars. There will be more investors coming because they can earn more than when the peso is weak. Philippine economy will be stronger. There will be more investors coming because the strong peso earned will compensate their efforts. The BSP argues that the peso surge is but temporary. Market forces will eventually force the peso to seek its level. Overseas workers are the ones responsible for the strong peso. When remittances slow down the peso will depreciate. There is a tendency for the overseas workers to live permanently in the place where they work if the government of the country will allow. The sad part of the business is that even if the peso appreciates, it is never felt locally. Local prices will remain the same. Take for example oil products. If the world market for liquid petroleum gas rises, our local prices rise along with it. If it falls the peso price for Liquified Petroleum Gas (LPG) will remain the same. Even if the peso appreciates, there is still no roll back in LPG prices. There must be something wrong with our economics. Perhaps we would be much thankful that the peso appreciates. We are an importing country. Since birth we have been conditioned to believe that anything imported is excellent. Imported wines, whiskeys, cigarettes, chocolates, perfumes and cars are better appreciated than local products. With the appreciating pesos, plus the General Agreement on Trade and Tariff all imported luxuries will now be within the reach of the locals. The incoming dollars will go out again. Our overseas workers will have to stay longer if not forever just to keep our economy afloat. While economy is on the rise, we do not institute measures to keep it up. Our economic planners must pull their acts together. We still are not aware how the strong peso affects the small and medium enterprises. If there is any benefit from the surging currency, the influence must be felt locally in any way otherwise the natives will never be able to benefit from the situation. Is the surging peso beneficial or detrimental?

Literature Review on Marketing Essay

This part of the thesis deals with the research and critical comments on various literatures related with the marketing activities that can be implemented by a firm to improve their business performance. Marketing Strategy: According to Ferrell and Hartline (2010) Marketing Strategy is both art and science where the firm finds or plans ways to deliver their value by fulfilling the needs & wants of their potential customers. This helps in determining the marketing mix and analyzing the competitive advantage of the firm by implementing and presenting new ideas so as to satisfy their customers. Employing strategies helps in increasing the level of sales by branding, advertising & promotion. So as per the authors (Ferrell& Hartline, 2010) the points that are to be taken under consideration by a firm to properly establish a marketing strategy are discussed below: Firstly, a proper marketing plan is to be established as it helps in providing the necessary detailed outline to carry out the marketing program for a firm. As per the authors ,the marketing plan is not at all similar to a business plan; but a business plan contains a marketing plan along with financial, capital and human resource. Therefore, the core means to accomplish the desired goals & objectives of an organisation’s marketing strategy is through its well defined marketing plan. Secondly, a firm must aim in seeking marketing opportunities available by collecting and analyzing the information. The technique used for data collection& analysis is through situation analysis; which is a process of data collection that describes the current& future issues & trends that can have an effect on the internal, customer, external environments respectively (Ferrell& Hartline, 2010). This helps in making the strategy by identifying the environment of the business is dealing in and analyze whether the plan will be beneficiary or not before implementation. Then, a Marketing expansion is to be made by identifying in the best interest of the their customers using marketing tools like segmentation & targeting and this can be calculated by identifying the customers buying process because it will help the managers in rea lizing who are their customers & what exactly do the customers want (Ferrell& Hartline, 2010). Finally, the firm has to implement the plan but must execute certain  activities to increase employee motivation and commitment in achieving the desired goals and objectives effectively by controlling & evaluating the marketing strategy as per the plan proposed. Therefore, implementation of marketing strategy is incomplete without a control mechanism (Ferrell& Hartline, 2010). The key in effective strategic controlling is by maintain an appropriate communication system and the managers must make business decisions as per the interest of the organisation and its customers. Thus, marketing strategy is a never ending process making it important for the managers to monitor and evaluate the outcomes of the plan that has being implemented for future benefits as it can allow the firm to concentrate on its limited available resources & seek their opportunities to increase sales and achieve a competitive edge. By this we can say that strategy plays a key role for a company to be successful in a way that can obtain benefit against its competitors. Analysis of the environment: According to Richard Lynch (2006), analysis of the business environment for an organisation is certainly an important part for this report, as in a much broader sense it helps to describe everything and everyone outside the firm. This includes customers, competitors, suppliers, distributors, government and social Institutions. The following will briefly explain about few marketing analysis that are to be considered for gaining a competitive advantage. The Strategic Analysis is a part of the environmental analysis that contributes in strategically analyzing of the environment by firstly, measuring the Market Size which will enable a firm in assisting and developing a strategy task, then the Market Growth for comprehending how much the market has grown over the years as the growth mainly relates to the organisation’s objectives & lastly, the Market Share to realize how much portion does the firm consume & take benefit within the market in comparison with its major competitors (L ynch, 2006). But for this to be applied the market must first be defined properly meaning the company must realise exactly in which particular market or markets it is entering. The PESTEL Analysis basically defines the Political, Economic, Social, Technological, Environmental & Legal factors that can affect the firm as it offers a  valuable starting point of the overall environment surrounding an organisation (Lynch, 2006). Though the PESTEL analysis is depend on past events and experience, but the analysis can be used as a forecast of the future by the managers. Although, this analysis is effective but must be updated on a regular basis as over time the lifestyles, regulations, culture and technology keeps on changing. The Degree of turbulence at the general level of environmental analysis considers the basic conditions surrounding the organisation (Lynch, 2006). Special attention needs to be directed to the nature and strength of the forces driving the change in the dynamics of the environment and the environmental forces that immediate the organisation can be measured according to firstly the Changeability which is the degree of the environment that is likely to change & the Predictability which is the degree of those changes that can be predicted. Lastly, the managers of an organisation must determine the Key Factors of success that helps the organisation in achieving their main goals & objectives as the resources, skills and attributes of an organisation that are vital to bring success in the market place (Lynch, 2006). Usually calculating & measuring the environmental analysis mentioned by the author Lynch; takes a lot of time & money of the company in determining the industry market by statistical tools which is not accurate making it risky & also based on the external factors that keeps on changing making it difficult for every firm to apply the analysis up to its full potential. But, still using Environmental Analysis helps the managers in making effective business & marketing decisions by determining the market industry in which the organisation deals in & identifying the essentials parts that are worth exploring to recognize the success that the firm has by gaining potential for customer satisfaction & differentiating itself from its competitors. The Analysis of the Industry’s Competitive Strategy: Competitiveness of a firm is its capability to achieve its targets. These targets are likely to be conveyed in a range of position depending on the context (Barney 2002). From abusiness perspective, a competitive firm requires to survive in the market and achieve the desired market share and  profitability. The success of a competitive firm can be calculated by obtaining their current position in the defined market. According to Michael E. Porter’s (1985), the best model in realizing a firm’s current situation is by Porter’s five forces model. This identifies the competitive strategy that an operating business has & aims at defeating its rival companies. According to Porter (1985), the guidelines of rivalry are characterized into â€Å"five competitive forces†. These competitive forces are entry to the new competitors, threat of substitutes, bargaining power of buyers, bargaining power of suppliers, and rivalry among the existing competitors. Porter (198 5) further explains that the industry arrangement is reasonably stable, but can altered over time as the industry progresses, and the strong points of these competitive forces varies from one industry to another. Based on this model there’s ahelp in analyzing the bargaining power of buyer’s which willeffect the price that a firm can charge.The power of suppliers defines the costs of raw materials; the intensity of rivalry influences prices of competing. The threat of entry places a boundary on prices, and outlines the investment vital to put offnew competitors; Threats from substitutes usually pose a threat whenever there is a technological or low-cost breakthrough. Chaffey (2002) supports Porter’s model forces as it still provides a useable framework for studyingthe threats arising. The value of Porter’s model enables managers to think about the current industry that is in a structured and easy-to-understand system for further analysis. But, the above model’s framework is fundamentally fixed, while the competitive environment in general is constantly changing and it does not apply to a nonprofit type of organisation (Lynch, 2006). It also assumes that the buyers have no major significance than the aspect of the micro-environment; But the customer are always considered to be more important than other aspects of competitive strategy development process. Thus in order to solve these issues the SWOT analysis can be implemented (Lynch, 2006). As the SWOT analysis determines the strength, weaknesses, opportunities and threats for a firm with in the environment it operates. Even though the model has been questioned with few critical remarks but for the managers of any major firm this model still demonstrates to be a useful for a competitive strategic analysis within the industry. So, there is no doubt that this is the best model that aims at defeating the major competitors in the market. Customer Relationship Analysis: According to Nigel Hill, Greg Roche & Rachel Allen (2007), Customer Satisfaction is all about how a firm succeeds in maintaining their customers as top of their agenda. This further identifies the 3r’s of customer loyalty which are Retention, Related Sales & Referrals. The 3r’s are basically the customer’s behavior that must staying longer, chose to use more of the services/products by a firm. This can be further useful by helping in noticing the customers Attitudes & Behavior towards the firm and prove to be effective for the firm’s achievement of their goals in satisfying their customers. Thus, to improve customer satisfaction organisation’s should focus on its resources on areas where they are least meeting the essential of their customer requirements. But as per the authors (Hill, Roche& Allen, 2007) ‘The profitability of customers increases the longer you keep them’ meaning is that the value of a customer typically increases over time by identifying a customer lifetime value by the following points. An Acquisition is a process of acquiring customers occurs wholly in the first year with a functioning business organisation i.e. before & just after becoming a customer. The Base Profit is the difference between sales revenue earned by a particular good or service and the cost to produce or provide that good or service. The Revenue growth will increase when the customers are satisfied as a satisfied customer have a tendency to buy or use more of the firm’s products or services. Customer satisfaction also leads to Cost Savings as long term customers will cost lesser in providing services as they became familiar with the organisation’s techniques & are more likely to get what they expect. In Referrals a highly satisfied customers will recommend and even applaud the product or service to their family & friends which thus brings more customer by eliminating the cost of acquisition of a customer. The long term customers who are satisfied with what the organisation has to offer will be also ready to pay a Price Premium meaning a higher price since they trust the product or service which results in adding value of the firm. According to Lynch (2006) The Internal Analysis is very crucial as it adds further value for an organisation which in turn is beneficiary for them if they take time in analyzing their business performance through which they can improve the overall customer satisfactory level. Hencethe firm must make in-depth analysis of their departments to determine which areas are to be immediately improved. Overall, it is very important & a responsibility of an organisation to establish a well refined relationship with their customer in such a way that satisfies them and results in earning more profits & establishing a competitive edge on a long term basis. The Market Segmentation: According to Sally Dibb & Lyndon Simki (1996), the market segmentation aims to identify groups of customers with similar needs and then the firm tries to select their segments by targeting thus determining how to position their products/services that helps to appeal in the targeted market of a region. This over all helps the firm in realizing which type of consumers are there and whether they prefer or like the services/products that the firm has to offer and this can be measured by making a research and getting at most possible feedback from the existing customers. The Segmentation process of a market segmentation comprises of three diverse portions namely Segmentation, Targeting & Positioning. It is very important to fully understand how different can the markets be segmented before making a final decision. It is clear that there are three points in the process at which assistance is defiantly necessary. As there is a need to recognize the categories of factors that will contribute to a positive result. During the analysis, it is important to create the qualities that emerging segments display. After the segmentation output has been confirmed, direction is needed for the criteria to review the desirability of the different segments. (Dibb & Simki, 1996) The most commonly used way is arranged in few steps, that tells that segments should exhibit measurability, so that segment size and  prospective can be measured; substantiality, so that the segments are sizeable to be profitable; accessibility, to reach the customers in the segments; actionability, letting segments to assist successfully with marketing programmes and lastly; stability, so that resources can be safely financed (Kotler, 1994). This is clearly aimed at managers during the segmentation process, as it shows features that are in contradiction to emerging segments that can be matched. The problem concerning with market segmentation compared to the authors comments (Dibb & Simki, 1996) is the fact that marketers sometimes fail to produce a usable segmentation answer as it is very difficult for them to analysis information that is constantly changing making the data material collected not precise. On top of that, this analysis is mainly based on statistical information which is at certain point difficult to calculate accurate information as statistical data are also based on the closest assumption value. The Marketing Mix also plays an important role as it identifies the product/service of an organisation, then determine at what price to sell the goods and services, later defines the place which is suitable for production and announce effective promotion methods to bring more customers (Hill, Roche& Allen, 2007). In order to obtain market segmentation success the managers should become critical about the quality of information they are receiving as it plays a vital role for implementing a marketing strategy by questioning the source of data and considering when it was collected. The method of data collection should be correct, durable and must be up-to-date as soon as possible. Marketing ethics: As per Bodo B. Schlegelmilch (1998), marketing ethics is an ethical dilemma that deals with relating the marketing function. The ethical issues usually arise in marketing situations for a firm. This part thus relates to how a firm should make ethical marketing decisions to obtain the satisfaction of the society & must focus on the ethical issues that connect with analyzing the market opportunities that are available. Marketing has been criticized for hurting the interest of customers, society and the environment in the presentation of the marketing mix by stimulating societal moral decay, endorsing materialism and affecting the environment. â€Å"Marketing ethics is thus alarmed with the moral principles and values which guide the marketing  decisions and activities in an ethical manner† (Jobber, 2010). The assistance of both the primary stakeholders (Customers, Employees, Suppliers, Shareholder & other investors) & secondary stakeholders (Media, Special-Interest Groups & Go vernment Institutions) is important to support the ethical activities of marketing practices (Schlegelmilch, 1998). But the most important factor for the reason that ethics are to be considered by the marketing managers are so to satisfy their organisation customers and employees (Schlegelmilch, 1998) as the customers are the people who buys the goods & service which runs the business & employees are those people that works for the company and are determined by their attitudes towards the jobs to keep the business running as well. While all other factors are directly or indirectly related with these two factors making it utmost important to satisfy them so as to achieve the desired goals & objectives. The Marketing activities has an impact on the society and the environment as a whole. Therefore the managers of the organisation should behave responsibly within the best interest of those who will be affected. In conclusion, marketing ethics is an important factor to be considered, despite the challenges and uncertainty a company faces with its applications. Conclusion This chapter presents the theoretical background of the major areas for marketing techniques of the research. The aimis to review the critical points of current knowledge including substantive findings on marketing techniques for theoretical and methodological contributions to a particular topicas the reviews are secondary sources and do not require any new or original experimental work.

Research preparation Essay

Child abuse is maltreatment of a child either psychologically, physically or sexually. There are different child abuse definitions from different sources (Main, & Hesse, 1990). According to the (CDC) the center for Disease and Control Center, child abuse is defined as a series of mistreatment to the child that may cause harm that are committed by either the parents, caregivers or any other person (Jacobvitz, 1999). Most of the child abuse issues happens at the child’s home and are mostly committed by the child’s close relatives while others happen in organizations, schools and in the community at large (Hansen, 1993). In most cases there are four major categories of child abuse namely; physical, psychological or emotional, sexual and neglect abuse (Braunwald, 1995& George, 1999). There are different jurisdictions that have been developed and have their own distinct definitions of child abuse and what constitutes the abuse. This is all done with the sole purpose of removing the child from the hands of parents and the abuser and also to protect the child from the abuse (Solomon 1999). According to the journal mental health, child abuse is regarded as any failure to act that may result to child’s death, harm physical or psychological harm by the parents and the care givers (Hoyano, 2007& Arnaldo, 2001). The relevance given as why silence is not preferred as far as the child abuse is concerned. The author describes the relevancy and the importance of breaking the silence so as the abused children would have their rights as other children. The child’s right should be recognized and realized as a human right. (Braunwald, 1995). The articulated importance of having an order that will tackle the issue that regards the child abuse. He on the other hand emphasizes on the reasons as to why there should be a notable difference between the exercising of the child’s rights and maltreatment (George, 1999). This great disorganization of the child’s right as there are many organizations that are out to fight for the rights of the children but fails to meet their goals for they divert their missions from fighting for the child to fighting for their position in the issue as far as their recognition are concerned (Hansen, 1993). According to the author there has been lots of suffering faced by children from different backgrounds and there had never had a lasting solution that would address the issue so as the there may be set some governing policies that would help in curbing the problem (Hoyano & Keenan, 2007) The author’s article also emphasizes much on the issue of having a policy that will fight for rights of the child. There have never been strong policies that can manage the issues that are brought about by the abuse as well as what would be done to the offenders (Jacobvitz, 1999). There are issues that are raised by the society in regard to the gender of the child that brings about the abuse of the child’s right; some of these issues are like the genital mutilation of the girl child. These addressed issues by the author so as there may be a uniform fight for the child’s right (Main & Hesee, 1990). Reference Arnaldo, C. (Ed. ). (2001). Internet of the Child Abuse: Ending the Silence. New York: Berghahn. George, Davie. (1999). Attachment Disorganization. New York: Guilford Press Hansen, D. (1993). Psychological Bulletin. New York: Guilford Press Hoyano, L. & Keenan C. (2007). Child Abuse Policy and Law across Boundaries. New York: Oxford University Press. Main, M. & Hesse, E. (1990). Parents’ Unresolved Traumatic Experiences are Related to Infant Disorganized Attachment Status. Chicago: University of Chicago Press. Jacobvitz, D. (1999). â€Å"Attachment Disorganization: Unresolved Loss, Relational Violence and Lapses in Behavioral and Attentional Strategies. New York: Guilford Press. Solomon, J. (Eds. ). (1999). Attachment Disorganization. New York: Guilford Press. Hoyano, L. & Keenan, C. (2007). Child Abuse: Law and Policy across Boundaries. New York: Oxford University Press. Braunwald, T. (1995). â€Å"Finding Order in Disorganization: Lessons from Research on Maltreated Infants’ Attachments to their Caregivers. † New York: Cambridge University Press.

Bus 22 db thanksgiving Essay Example | Topics and Well Written Essays - 250 words

Bus 22 db thanksgiving - Essay Example This mode of communication is not appropriate since some members fail to get the message, or they are reached by distorted information. The process of information used in the club can be improved by embracing the new information technology. For instance, all the members of the club are members in various social sites such as Facebook and twitter. The club management should create a Facebook page so that communication of important issues can be made easier. In addition, almost every person can easily access the internet and a computer, in this regard, video conferencing can be used for communication, especially when members are on personal vacation. In essence, appropriate application of information technology is the most efficient means of improving communication in an organization (Ling & Campbell, 2011). In summary, leaders of various organizations should apply communication processes that fit all members of the organization for effective

Seven Simple Ways to Save Money Assignment Example | Topics and Well Written Essays - 500 words

Seven Simple Ways to Save Money - Assignment Example It will enhance your knowledge of the world, at the same time, saving you a lot of money. When you cook at home, you have to do the shopping for vegetables and other things. Here you can save money by making a shopping list and taking it with you when you go shopping. Making a shopping list is the second simple way of saving money. Most of us buy unnecessary things on an impulse when we are shopping in the shopping mall. If you have a shopping list, and stick to it, you will avoid impulse buying, and save a lot of money, as well as save another trip to the shops to buy what you forgot. This way, you will be saving on your fuel consumption too. There is another way to save money while shopping- getting a good bargain. So, the third simple way to save money is to survey the market when you buy something, especially when it is something expensive. Some stores will have bargain offers, which offer you stuff at greatly reduced prices. Buying in bulk also helps to save money. You should plan what you want to buy and look out for the best possible bargains. Buying just after Christmas will save you money on many things from clothes to books. Another simple way to save money is to walk or use the bicycle to work. This way, you would be saving on fuel, and at the same time reducing your carbon foot print.

Barclays bank Essay Example | Topics and Well Written Essays - 1250 words

Barclays bank - Essay Example Financial ratios are important in that they aid in determining the financial performance of the company, they also help to identify the strength and the weaknesses of the company, financial ratios include debt ratio, sales turnover ratio, return on assets, and return on equity gearing ratio, current ratio and price earning ratio. All these ratios are important but in order to identify the strength and the weaknesses of the company we need to identify the profitability, efficiency and the leverage of the company. The gearing ratio is a financial indicator of the relationship between long term liabilities and capital employed, it is an important indicator to investors, this is because shares in a financial year may earn dividends while in some years dividends may not be paid, it is also important to investors in that long term liabilities are in form of loans and that they need to be paid back with interest and if the ratio is not appropriate investors end up loosing finally share holders have voting rights while long term liabilities do not have the voting rights that are used in making decisions of the company. Therefore the gearing ratio shows the relationship between long term liabilities and it is calculated by dividing long term liabilities by the shareholders equity. ... 1685 27106 Because we derive the gearing ratio by dividing the long term liabilities by the total share holder equity we substitute our values as follows: Gearing ratio = 183,011/27106 = 6.75 Therefore our gearing ratio is 6.75, this means that the company finances more using long term debts than equity through sale of share, this means that the company has to pay interest earned by these liabilities while it would have been possible to raise capital through equity, therefore there is a problem of having to pay high interest levels for the debts and therefore the company needs to minimize the costs of debts by raising funds through the sale of shares. Dividend history: The following table summarizes dividends paid over the past 3 years, form the table it is evident that dividends paid have increased over the years: year dividends paid (million pounds) 2005 1894 2006 2215 2007 2559 The following chart shows the dividends paid by the company in the past 3 years: From the above chart it is evident that the companies dividends have increased, this is an indication that in 2008 the dividends are likely to increase, this is an indication that the bank has increased its profit levels and therefore it is likely that the dividends will increase in the future, therefore investing in this company is much more profitable due to the high anticipated divided levels in the future. Cash flow statement: We analyze the company's performance using the 2007 cash flow statement, according to this statement we will be in a position to analyze the financial position of the bank and also indentify the source of the high profits gained by the bank. Assets purchases: During the year 2007 there were major changes in the level of assets held by the company, the company